Community Work Placement (CWP) Insurance Verification Letter (2015)

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TOTHEPROVIDERCWPINSURANCEVERIFICATION
NAMEOFCLIENT(Mr/Mrs/Miss/Ms)____________________________________
ADDRESS________________________________________
________________________________________
________________________________________
POSTCODE__________________
TEL____________________________
DATE_____/_____/_____
NAMEOFPROVIDER______________________________
Dear______________________________
RE:CommunityWorkPlacement
PleaseconfirminwritingthatforthedurationofmyCommunityWorkPlacementwiththecharityIwill
becoveredbytheirEmployers'LiabilityInsurancepolicy.
IalsorequirethecharitytoprovidemewithaPersonalAccidentInsurancepolicy.Thisisintheevent
thatIhaveanaccidentandsufferinjury,disablementordeathforwhichtheirTrusteesarenotlegally
liable.
TheEmployers’Liability(CompulsoryInsurance)Act1969indicatesthataworkexperience
placementundertakenbyanypersonwhoisnotavolunteerwillrequireadditionalinsurancecover.
Yourssincerely
KEEP A COPY OF THE COMPLETED LETTER
TOTHECHARITYCWPINSURANCEVERIFICATION

NAMEOFJOBSEEKER(Mr/Mrs/Miss/Ms)____________________________________
DATE_____/_____/_____
NAMEOFPROVIDER______________________________
NAMEOFCHARITY________________________________ 
FAOTheManager
RE:CommunityWorkPlacement
PleaseconfirminwritingthatforthedurationofmyCommunityWorkPlacementwithyourcharityI
willbecoveredbyyourEmployers'LiabilityInsurancepolicy.
IalsorequireyoutoprovidemewithaPersonalAccidentInsurancepolicy.ThisisintheeventthatI
haveanaccidentandsufferinjury,disablementordeathforwhichyourTrusteesarenotlegallyliable.
TheEmployers’Liability(CompulsoryInsurance)Act1969.indicatesthataworkexperience
placementundertakenbyanypersonwhoisnotavolunteerwillrequireadditionalinsurancecover.
Beadvised,ifIdonotreceiveconfirmationofplacementinsurancewithin5workingdaysIwillhave
nooptionbuttoreportthismattertotheHealthandSafetyExecutive.
Yoursfaithfully
KEEP A COPY OF THE COMPLETED LETTER
1.EXPLANATORYNOTES:CHARITIESANDLIABILITYINSURANCE
FACT:AcharityislegallyrequiredtoprovideEmployers'Liabilityinsuranceforpaidemployeesonly.
Employer’sLiabilityInsurance
Thiscoverspaidemployeesintheeventofaccident,diseaseorinjurycausedormadeworseasa
resultofworkorofemployer’snegligence.Thisinsurancedoesnotautomaticallycovervolunteers.
Thereisnoobligationtoextendthepolicytocovervolunteers,butitisgoodpracticetodoso.The
policymustexplicitlymentionvolunteersiftheyaretobecoveredbyit.
PublicLiabilityInsurance
Thisshouldincludevolunteers,coveringthemagainstlossorinjurycausedbynegligenceofthe
organisationiftheyarenotcoveredundertheemployer’sliabilityinsurance.
PersonalAccidentInsurance
Thiscoversvolunteersintheeventofinjury,accidentordeathforwhichtheorganisationhasno
liability.Thereislikelytobeanupperagelimitonthisformofinsurance.Thisdoesnotmeanthat
peopleabovethisagecannotvolunteer,buttheyshouldbeawarethattheyarenotcoveredfor
accidentswheretheorganisationhasnotbeenatfault.Injuriestothemarisingfromnegligencewould
stillbecoveredunderliabilityinsurancecover.
SOURCE:VolunteeringEnglandSCOTLAND:VolunteerCentreEdinburgh
NB:Avolunteercanworklegallyinacharityshopwithoutinsurance.Butyouarenota
volunteer,sothecharityhasalegaldutytoprovideyouwithaninsurancepolicywhich
specificallysays“CommunityWorkPlacement”or“Yourname”forthedurationofthe
placement. 
Soitisvitalyouraisetheissueofadequateinsurancecoverfortheplacementwithyourprovider
and/orthecharitybycompletingtheCWPinsuranceverificationletter(s).**Makeanoteofthename
ofthepersonattheproviderand/orcharityyougavetheletter(s)to.Ifposting,useSignedFor
Delivery.
IfyoudecidenottostarttheplacementandsubsequentlygetasanctiondoubtletterfromtheDWP,
seesuggestedreplybelow.Remembertoencloseacopyoftheletter(s)withyourreply.
'
I delivered by hand a letter to X (provider) and/or Y (charity) on (date) requesting written
confirmation that I would be adequately and legally insured for the duration of the placement.
But X (provider) and/or Y (charity) have not replied. Had I undertaken the placement without
this insurance, who would be legally responsible in the event I have an accident and suffer
injury, disablement or death? '.(sic)
ForfurtherhelpandsupportcontactyourMPortheHealthandSafetyExecutive
KEEP A COPY OF THE COMPLETED LETTER