Steps to improve your own Credit Repair

Text-only Preview

Steps to improve your own Credit Repair
http://projectcreditrepair.com/

Steps to improve your own Credit Repair

In today's slowed down economy, everyone needs to maintain a good credit status. A good credit
rating means one is financially responsible enough to keep the connect between personal income
and spending on a constant and realistic level.

This article covers some tips so you can do the credit repair yourself, so you won't have to pay for a
company to do that for you. Most of those companies offering an almost instant credit repair are
frauds anyway.

Acquire hard and soft copies of your credit reports from the credit companies. It's always better to
know the lay of the land than not to know. You should be able to receive a no cost credit report per
year. So avail of that. Also, when you get denied for something, you also become eligible to ask for a
no cost credit report.

Examine your own credit history, spending behavior. You have to absolutely certain all accounts are
yours, that one pretended to be someone else and spent under your name. Identity theft is common
and you can try to dispute the records when you think someone posed as you, over the phone or via
email and snail mail.
http://projectcreditrepair.com/

Steps to improve your own Credit Repair (Continue….)

Settle accounts in collection first, and right away. Address these first as they negatively affect your
credit record. Most collection companies will take whatever you can give them, and since they're
willing to talk this out, you might as well call them and see how far you can plan your debt payment
to them, before actually starting payment.

Bring your maxed out credit cards below its limit. It could take maybe two whole years for your
credit status to get better when you have maxed out cards. Some companies out there actually do
try to lend you a hand with this, at no cost at all.

Ask relative to add your name to the list of users they allow to use their credit card/s. If your name
appears in someone else's credit card users' list, that's taken as a sign of your trustworthiness. That
means you credit provided is assumed to have found out you're financially stable.

No one said it would be easy to regain a good credit status, especially with the economy this down in
the dumps. You can do your own credit repair cleanly, legitimately, but it would take some time, and
some continuous, focused effort.

But the good thing is that you can do it yourself and it can be at no cost to you.
http://projectcreditrepair.com/

Document Outline

  • ÿ