What Does Workers' Compensation Process Provide

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What Does Workers' Compensation Process

Provide
Workers' compensation is a type of insurance. It provides wage
replacement and other medical benefits to an employee who has been
injured while on the job at the company. Workers' compensation
involves a specific process to be considered for claims.
Before claiming any insurance benefit, the injured employee should
report to the company or employer that an injury has actually happened.
It is also important to give all the medical information to the company to
let them know what the injury is and what you are expecting for
recovery.

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What Does Workers' Compensation Process

Provide




To claim workers' compensation, the injured claimant has to fill up an
insurance form from the insurer to get the reimbursement. Once you
have informed the insurer about the injury, the company offers
temporary accountable payments. In most of the cases, the payment is
made within seven days. During the seven days' period, insurance
company examines the details of the injury. Decision of insurer is based
on the extent of injury, and then they decide whether to disburse the
payment or not.



Insurer needs some specific information about the injury before making
any liability payment. The insurance company should examine the
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What Does Workers' Compensation Process

Provide
matter closely by asking questions to both the employer and the
employee. Additionally, information from the doctor, who is treating the
claimant, is required. As soon as the insurer is informed about the injury,
insurance company should start provisional payment to the injured
employee. Insurance company should decide when to start making
provisional payment. The payments may continue for a period of twelve
weeks at the most.
Workers' compensation benefits usually include the
following:
Workers' compensation provides medical treatment and expenses. It
includes emergency care, treatment and follow-up treatment with the
doctor, physiotherapy visits, and transportation costs.
Workers' compensation also provides payment for time off from work
for recovery. Normally this includes a weekly benefit of 66.67% of a
worker's average weekly income. It should not last more than two years.


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What Does Workers' Compensation Process

Provide
Workers' compensation also offers payment for any permanent injury.
Sometimes injury that occurs during the work may result into a
permanent physical injury. It can sometimes affect the employee's ability
to perform some specific tasks or work. Sometimes a slight injury can
meet the criteria of a small permanent disability payment. Workers'
compensation also provides vocational rehabilitation services. If an
employee needs to change the job, he or she can do so. In most
conditions it pays for retraining or re-education.






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What Does Workers' Compensation Process

Provide
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